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It’s not a great sign if your bank is closing branches all over the country. And that’s the case for many banks in the United States in 2024, in particular Bank of America, US Bank, and Citizens, which have had the most closures thus far. In all, 222 bank branches have closed in the first two months of the year, and if it keeps up at this rate, we’ll be looking at the closure of around 1300 branches.
If you’re wondering why the branches are closing, the answer, of course, is money. With each branch closure, they save on salaries and overhead. There are no employees to pay, no rent is owed, and no utility bills are racked up.
It’s been estimated that Bank of America’s 41 branch closures saved them over $100 million.
I think it’s also a worrisome sign that these changes have needed to occur. We’ve talked often on this website about the looming failure of our American economy, and this seems to be a signal that things aren’t as great as President Biden wants us to believe. I’m personally a strong believer in putting my savings into gold and silver at this point because I simply no longer feel that the dollar is a viable unit of savings. If you’re interested in learning more about how to do this, you can call my friends at ITM Trading absolutely free and discuss it with them. There’s no pressure at all – it’s merely educational – and I think you owe it to yourself to learn how to protect your savings in the months ahead.
Of course, as with most economic crises, folks with less money are hit harder and hit first. According to a report on CNBC, these branch closures are causing “banking deserts.” This is sort of like food deserts, where there aren’t enough sources of healthful whole food in an area, but for financial services.
I also foresee future closures causing problems for people who live in more remote areas if the trend continues.
Interestingly, the list I have came from Great Britain News. I was not able to find a similar list of branches in the American media. (I’m sure that’s just fine. Nothing to see here, right?)
Bank of America
- Chandler, Arizona – 3111 West Chandler Boulevard
- Glendale, Arizona – 7700 West Arrowhead Towne Center
- Scottsdale, Arizona – 7014 East Camelback Road
- Tempe, Arizona – 5000 Arizona Mills Circle
- Tucson, Arizona – 5870 East Broadway Bl
- Culver City, California – 294 Fox Hills Mall
- Gilroy, California – 8375 Arroyo Circle
- Martinez, California – 1175 Arnold Drive
- Mission Viejo, California – 555 The Shops at Mission Viejo
- Palm Desert, California – 72840 Highway 111
- Rancho Cucamonga, California – 12434 North Main Street
- Sherman Oaks, California – 14006 Riverside Drive
- South Lake Tahoe – California – 2020 Lake Tahoe Boulevard
- Temecula, California – 40750 Winchester Road
- Aventura, Florida – 19645 Biscayne Boulevard
- Boca Raton, Florida – 21060 Saint Andrews Boulevard
- Brandon, Florida – 459 Brandon Town Center Drive
- Coral Springs, Florida – 9469 West Atlantic Boulevard
- Fort Lauderdale, Florida – 2414 East Sunrise Boulevard
- Jacksonville, Florida – 10300 Southside Boulevard
- Jacksonville, Florida – 50 North Laura Street
- Lakeland, Florida – 3800 Us Highway 98 North
- Atlanta, Georgia – 3393 Peachtree Road Northeast
- Atlanta, Georgia – 4400 Ashford Dunwoody Road
- Kennesaw, Georgia – 1300 Ernest West Barrett Parkway
- Egg Harbor Township, New Jersey – 6718 Black Horse Pike
- Northfield, New Jersey – 1501 Tilton Road
- Summit, New Jersey – 367 Springfield Avenue
- Albuquerque, New Mexico – 6600 Menaul Boulevard NE
- Albuquerque, New Mexico – 4401 Central Avenue Northeast
- Henderson, Nevada – 1300 West Sunset Road
- Las Vegas, Nevada – 3500 South Las Vegas Boulevard
- Las Vegas, Nevada – 3790 South Las Vegas Boulevard
- Reno, Nevada – 5000 Meadowood Mall Circle
- Portland, Oregon – 9585 Southwest Washington Square Road
- Austin, Texas – 3900 North Interstate 35
- Houston, Texas – 6414 San Felipe Street
- Plano, Texas – 1925 Dallas Parkway
- Plano, Texas – 2015 Coit Road
- Charlottesville, Virginia – 180 Mccormick Road
- Seatac, Washington – 16640 International Boulevard
Bank of Brenham NA
College Station, Texas – 3030 University Drive East
Capital One
- Washington DC – 1200 F Street NW
- Houma, Louisiana – 2201 Martin Luther King Boulevard
- New Orleans, Louisiana – 313 Carondelet Street
- Chevy Chase, Maryland – 8401 Connecticut Avenue
- New York, New York – 991 3rd Avenue
- New York, New York – 470 Park Avenue South
- New York, New York – 347 6th Avenue
- New York, New York – 1166 Ave Of The Americas
- Arlington, Virginia – 2100 Crystal Drive
- Fairfax, Virginia – 3941 Pickett Road
- Manassas, Virginia – 5575 Ashland Community Square
- Los Angeles, California – 2201 Westwood Boulevard
- Lafayette, Indiana – 201 Main Street
- Las Vegas, Nevada – 2865 East Charleston Boulevard
- New York, New York – 42 Broadway
- Cincinnati, Ohio – 867 Wyler Park Drive
Citibank
- Ronkonkoma, New York – 4175 Veterans Memorial Highway
Citizens Bank
- Boston, Massachusetts – 560 Commonwealth Avenue
- Plymouth, Massachusetts – 129 Samoset St Ste 1
- Wilbraham, Massachusetts – 455 Main Street
- Grosse Pointe Woods, Michigan – 19307 Mack Avenue
- Goffstown, New Hampshire – 605 Mast Road
- Manchester, New Hampshire – 199 State Route 101
- Atlantic Highlands, New Jersey – 999 Hwy 36
- Howell, New Jersey – 4255 US Highway 9
- Lawrenceville, New Jersey – 669 Whitehead Road Extension
- Niagara Falls, New York – 7200 Niagara Falls Boulevard
- Akron, Ohio – 3979 Medina Road
- Massillon, Ohio – 115 Tommy Henrich Drive NW
- Uniontown, Ohio – 3875 Massillon Road
- Erie, Pennsylvania – 4265 Buffalo Road
- Greensburg, Pennsylvania – 5142 State Route 30
- Newtown, Pennsylvania – 48 West Road
- Paoli, Pennsylvania – 39 Leopard Road
- Philadelphia, Pennsylvania – 11000 Roosevelt Boulevard
- Pittsburgh, Pennsylvania – 5301 Grove Road
- Shippensburg, Pennsylvania – 153 West Orange Street
- Warminster, Pennsylvania – 824 Street Road
Community Bank, N.A.
- Potsdam, New York – 41 May Road
Farmers’ NB of Canfield
- Windham, Ohio – 8950 Maple Grove Road
- Sykesville, Pennsylvania – Sykes St Alley
Fifth Third Bank
- Riverview, Florida – 10417 Gibsonton Drive
- Madisonville, Kentucky – 149 South Main Street
- Mason, Ohio – 5100 Terra Firma Drive
First National Bank
- Maitland, Florida – 2301 Maitland Center Parkway
- Sandusky, Ohio – 207 West Washington Row
- Annapolis, Maryland – 1372 Cape Saint Claire Road
- Jefferson, North Carolina – 709 East Main Street
- Davidsville, Pennsylvania – 110 South Main Street
- Pittsburgh, Pennsylvania – 3908 Perrysville Avenue
- River Falls, Wisconsin – 500 East Wild Rose Avenue
- Buda, Texas – 15300 S IH 35
First Republic
- Corona Del Mar, California – 2800 East Coast Hwy
- Danville, California – 680 Hartz Avenue
- La Jolla, California – 1200 Prospect Street
- Livermore, California – 211 South J Street
- Los Angeles, California – 1888 Century Park East
- Los Angeles, California – 888 South Figueroa Street
- Newport Beach, California – 3991 MacArthur Boulevard
- Palm Desert, California – 73010 El Paseo
- Pleasanton, California – 249 Main Street
- Redwood City, California – 776 El Camino Real
- San Francisco, California – 44 Montgomery Street
- San Jose, California – 1625 The Alameda
- San Lorenzo, California – 18499 Hesperian Boulevard
- San Mateo, California – 1111 South El Camino Real
- San Rafael, California – 1099 4th Street
- Santa Barbara, California – 1200 State Street
- Santa Monica, California – 431 Wilshire Boulevard
- Santa Rosa, California – 640 3rd Street
- Boston, Massachusetts – 160 Federal Street
- New York, New York – 442 6th Avenue
Fulton Bank
- Chester, New Jersey – 510 Main Street
- Salem, New Jersey – 125 Salem-Woodstown Road
- Sicklerville, New Jersey – 594 Berlin-Cross Keys Road
- Harrisburg, Pennsylvania – 1429 North 3rd Street
- Nazareth, Pennsylvania – 4340 Newburg Road
Huntington
- Hickory Hills, Illinois – 9528 South Roberts Road
- River Forest, Illinois – 7525 Lake Street
- Gaylord, Michigan – 2091 South Otsego Avenue
- Coon Rapids, Minnesota – 12900 Riverdale Drive NW
- Pittsburgh, Pennsylvania – 650 Smithfield Street
KeyBank
- Fort Collins, Colorado – 1130 Haxton Drive
- South Bend, Indiana – 19730 Darden Road
- Rochester, New York – 525 Titus Avenue
- Columbus, Ohio – 1710 North High Street
- Portland, Oregon – Southeast Hawthorne Street
- Bellevue, Washington – 601 108th Avenue NE
- Everett, Washington – 2707 Colby Avenue
- Seattle, Washington – 434 Queen Anne Avenue North
- Tacoma, Washington – 3917 North 26th Street
Landmark National Bank
Overland Park, Kansas – 8101 West 135th Street
Legacy National Bank
Centerton, Arkansas – 192 East Centerton Boulevard
Pikes Peak National Bank
Fountain, Colorado – 6615 Camden Boulevard
PNC Bank
- Athens, Alabama – 105 W Green St
- Wellington, Florida – 12000 Forest Hill Boulevard
- Alpharetta, Georgia – 5320 Flynn Crossing
- Carmel, Indiana – 10570 North Michigan Road
- Hollywood, Maryland – 24385 Mervell Dean Road
- Ecorse, Michigan – 60 Southfield Road
- Livonia, Michigan – 19450 Haggerty Road
- Pinckney, Michigan – 222 West Main Street
- East Stroudsburg, Pennsylvania – 60 Washington Street
- Indiana, Pennsylvania – 319 Pratt Drive
- Pittsburgh, Pennsylvania – 178 Bakery Square Boulevard
- Pittsburgh, Pennsylvania – 4761 Liberty Avenue
- Pittsburgh, Pennsylvania – 5932 Centre Avenue
- Broaddus, Texas – 411 State Highway 147
- Houston, Texas – 2401 University Boulevard
- Laredo, Texas – 600 Matamoros Street
- Laredo, Texas – 700 San Bernardo Avenue
- Cudahy, Wisconsin – 6042 South Packard Avenue
Santander
- Jersey City, New Jersey – 475 Washington Boulevard
- New York, New York – 2814 Broadway
- New York, New York – 650 West 168th Street
- New York, New York – 2930 Broadway
TD Bank
- Washington DC – 1753 Connecticut Avenue NW
- Deerfield Beach, Florida – 3325 West Hillsboro Boulevard
- Longwood, Florida – 2675 West State Road 434
- Bethesda, Maryland – 8101 Wisconsin Avenue
- Roseland, New Jersey – 103 Eisenhower Parkway
- Washington Township, New Jersey – 5200 Black Horse Pike
- Westtown Township, Pennsylvania – US-202 & E Street Rd
- Mauldin, South Carolina – 305 New Neely Ferry Road
- Rock Hill, South Carolina – 2609 Mills Park Drive
- Fairfax, Virginia – 9504 Main Street
Terrabank National Bank
- Miami, Florida – 1615 Southwest 107th Avenue
Trustco
- Schenectady, New York – 1350 Gerling Street
US Bank
- Alma, Arkansas – 115 US-64
- Long Beach, California – 400 Oceangate
- Ventura , California – 6040 Telegraph Road
- Dewitt, Iowa – 712 11th Street
- Boise, Idaho – 8534 West Franklin Road
- O’Fallon, Illinois – 400 South Lincoln Avenue
- Elkhorn City, Kentucky – 114 West Russell Street
- Irvine, Kentucky – 127 Broadway Street
- Blooming Prairie, Minnesota – 236 Main St W
- Moorhead, Minnesota – 3300 Highway 10 East
- Hermitage, Missouri – 18714 S Spring St
- Shelbina, Missouri – 300 South Center Street
- Chester, Montana – 10 East Adams Ave
- Fort Benton, Montana – 1304 Front Street
- Shelby, Montana – 201 Main Street
- Beatrice, Nebraska – 202 North 6th Street
- Las Vegas, Nevada – 4505 South Maryland Parkway
- Sugarcreek, Ohio – 214 Factory St NE
- Clatskanie, Oregon – 401 Columbia River Hwy
- John Day, Oregon – 129 North Canyon Boulevard
- Lakeview, Oregon – 518 North 1st Street
- Milton-Freewater, Oregon – 610 E Broadway Ave
- Portland, Oregon – 4920 NE 42nd Ave
- Roseburg, Oregon – 619 Southeast Main Street
- Sheridan, Oregon – 206 South Bridge Street
- Salt Lake City, Utah – 2714 South 300 West
- Connell, Washington – 800 South Columbia Avenue
- Brown Deer, Wisconsin – 4200 West Brown Deer Road
- Menasha, Wisconsin – 150 Main Street
- Siren, Wisconsin – 24049 State Rd 35 70
- Wisconsin Rapids, Wisconsin – 311 West Grand Avenue
- Green River, Wyoming – 285 Uinta Drive
Wells Fargo
- Baldwin Hills, California – 3480 South La Brea Avenue
- La Puente, California – 1801 North Hacienda Boulevard
- San Francisco, California – 1335 Webster Street
- Vista, California – 1150 East Vista Way
- Bethel, Connecticut – 159 Greenwood Avenue
- New Haven, Connecticut – 388 Whalley Avenue
- Wilmington, Delaware – 814 Philadelphia Pike
- North Miami, Florida – 14731 Biscayne Boulevard
- St. Augustine, Florida – 4285 US-1
- Atlanta, Georgia – 8721 Roswell Road
- Charlotte, North Carolina – 5637 Albemarle Road
- Minot, North Dakota – 100 South Broadway
- Union, New Jersey 2500 Morris Avenue
- Austin, Texas – 9810 North Lamar Boulevard
- College Station, Texas – 321 University Drive
- Cypress, Texas – 12343 Barker Cypress Road
- Orem, Utah – 77 North State Street
- Midlothian, Virginia – 13200 Hull Street Road
Woodforest National Bank
- Aberdeen, Maryland – 645 South Philadelphia Boulevard
Note that many bank branches in the UK are also closing, so this is not just an American economy problem. It’s a much larger issue.
What does this mean?
There are a few different ways we can look at this, but the thing that comes to mind to me is that if more people are forced into doing their banking transactions digitally, then the switch to CBDCs (Central Bank Digital Currencies) will be even more seamless. If our currency were to move to a digital one, network of control would be complete, as the government would be able to access absolutely every dime you spend, block expenditures, and much more. (You can read about it here.)
Is this definitely what’s going to happen? Well, I don’t have a crystal ball but it really seems like everything is pushing us this way. We’re rapidly moving into a world that values digital efficiency over the human touch, what with self-checkout at stores and ordering kiosks at restaurants. If we take away the human face of banking and replace it with a laptop or a phone screen, it’s just another step toward the technocracy, in my mind.
I can’t caution you strongly enough – the writing really is on the wall. If you’re planning to make a move to precious metals, you will need to do it soon. The prices of metals will go up dramatically when these changes begin to occur, and you’ll want to have yours before that price skyrockets. Here’s the place I recommend and trust.
We can say we refuse to participate in the CBDC system, but if your money is in the bank you will not have an option. There would be a lot of things you can’t do at all if you aren’t using CBDCs if that system comes into play. I don’t think we’ll be able to reasonably avoid all of it. I think the goal is to limit your use of it.
Step by step, we are marching toward a future that most of us do not want. We’re watching it happen in real-time. We have to do everything possible to make that future more difficult for the powers that be to force upon us.
Has your local branch been affected by these closures?
Have you seen your bank affected by closures? Do you have to drive further for banking services or do things online that you’d prefer to do in person? What are your thoughts about the bank branch closures? Do you believe it’s a sign of more trouble to come?
Let’s discuss it in the comments section.
About Daisy
Daisy Luther is a coffee-swigging, adventure-seeking, globe-trotting blogger. She is the founder and publisher of three websites. 1) The Organic Prepper, which is about current events, preparedness, self-reliance, and the pursuit of liberty; 2) The Frugalite, a website with thrifty tips and solutions to help people get a handle on their personal finances without feeling deprived; and 3) PreppersDailyNews.com, an aggregate site where you can find links to all the most important news for those who wish to be prepared. Her work is widely republished across alternative media and she has appeared in many interviews.
Daisy is the best-selling author of 5 traditionally published books, 12 self-published books, and runs a small digital publishing company with PDF guides, printables, and courses at SelfRelianceand Survival.com You can find her on Facebook, Pinterest, Gab, MeWe, Parler, Instagram, and Twitter.
